What Age is Best For Credit Scores? – Episode #28

Age isn’t a factor in the credit score calculation, but length of credit history is, and it’s about 15% of your credit score. People with over 10 years of credit history tend to have better scores so the key is to start building your credit early.

Information stays on your credit report and affects your credit score for 7 years, and 10 years if you have had a bankruptcy.

The key is starting early, but you have to be ready before you start getting credit and building your credit score.