699 Credit Score

A 699 Credit Score is a good rating on the FICO credit score scale. It used to be a pretty good credit score, but scoring models mean different things. This 699 Score is:

• 61 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com. You can get lower interest rates by getting your 699 score just a few points higher.
• 151 points lower than a perfect 850 FICO credit score.
• 699 score would be a “D” rated score on the VantageScore^SM, scale.
• 291 points lower than a perfect score in the VantageScore^SM scoring model
• 202 points away from the best tier of 901+ for VantageScore^SM
• 131 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

Which 699 credit score did you get? Check out the post on what a credit score includes. If you have a non-FICO 699 score, you should probably get your FICO credit score to see if you have a 699 on the FICO model. myFICO Score Watch monitors your FICO score by delivering email alerts and cell phone text message alerts each time your FICO score changes.

699 seems like a tough place to be stuck as you are just 1 point away from 700!