myFICO Suze Orman FICO Kit – Review

February 19, 2009 by  
Filed under Product Reviews

Suze Orman FICO Kit Review – $49.95

The Suze Orman FICO Kit includes most of the the credit features you see in many other credit products with a couple of other features. Right off the bat, you see that the product allows you to get 3 FICO score report pulls. But, wait, there’s a difference. These can be pulled in a number of different ways. For example,

  • You can pull your TU and Equifax reports and FICO scores and save 1 pull for a later date
  • You can pull your Equifax report and allow your sister and brother to each pull their Equifax [or TU] report.

The core features of the Suze Orman FICO Kit stem out of the Action Planner and it’s rich features:

  • Examine Your FICO Scores and Reports
    • Your FICO Score
    • Understanding Your Score – Reason Codes
    • Credit At a Glance
    • Accounts
    • Inquiries
    • Collections
    • Public Records
  • Find and Correct Disputes
  • Debt Eliminator
    • Credit Snapshot
    • APR negotiating tips
    • Your repayment plan
    • Your FICO Future
  • Mortgage Payments
    • Your Mortgage type
    • Your mortgage details
    • What the future may hold
  • InfoVault

Suze wouldn’t be Suze if she didn’t offer advice, and she’s done a great job of organizing the product around the action planner. This includes dispute assistance, the debt eliminator, a mortgage payment watcher and the InfoVault. The dispute tool is neat as it has a simple process to generate a letter. The debt eliminator is a great tool to help you negotiate with credit card companies for better rates and develop an action plan to pay down your debt.

Watch the video to learn more. See our other credit product reviews as well.

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Comments

13 Responses to “myFICO Suze Orman FICO Kit – Review”

  1. Sally Ong on February 3rd, 2009 8:03 pm

    I’m from Penang Is., Malaysia. The SUZE ORMAN program is really interesting and eaily for me to understand though some of the system in the US such as FDIC i may not be familiar with. Others, very logical comments and advices she has given……..thanks to Suze Orman, I love U!

  2. Daniele on August 7th, 2009 7:41 am

    Hi — so do you mean that if I purchase this one kit I can pull my three credit scores and reports, as well as my fiance’s three credit scores and reports??

  3. VideoCreditScore-Andy on August 7th, 2009 8:47 am

    Sorry, I’ll elaborate. The kit has 3 credit report pulls. You can share those among others. So, you can pull 2 of your own, and 1 for your fiance. Or, you can do 1 for you, 1 for your fiance and another 1 for a sibling or friend. Make sense?

  4. Tonya Allen on August 16th, 2009 6:22 pm

    Is this Suze Orman kit something that will work for me in the future. Say, will I get enough info from just pulling one report to make improvements and then be able to use later. Is there any renewal to this program or is it just a one time fee?
    Thanks

  5. VideoCreditScore-Andy on August 16th, 2009 8:30 pm

    Tonya, the Suze Kit is not a renewal product. Your credit card will be charged just once. You will have 3 reports to use at any time. That’s what is nice about it, you can use one report and score now and save the other two for later.

  6. Walter on August 18th, 2009 3:23 pm

    What happened to the Experian section of the myfico site? What good is this service if it excludes perhaps the largest of the three credit reporting agencies?

  7. VideoCreditScore-Andy on August 25th, 2009 3:42 pm

    I agree it’s a shame that all 3 FICO scores aren’t available to consumers. Experian and FICO don’t have a contract to deliver FICO scores to consumers any more. They are partners in other areas, but in consumer credit scores, they compete. Still, 90% of all mortgage lenders are using the FICO model.

  8. Ron on September 9th, 2009 7:59 am

    Hi, I purchased the Kit (via your link) & I don’t see the option to pull another credit report for a family member; unless I’m not understanding how that works. Is that option still available? How do I input the family member’s info?

    Thanks for your insights on all of this. I’m a lot smarter now thanks to your videos!

  9. VideoCreditScore-Andy on September 9th, 2009 8:29 am

    Ron, here’s how the product works. You get 3 credit report pulls to use how you see fit. You can pull 1 for you, 1 for a friend and 1 for a relative, or 2 for you and 1 for a relative, or 3 for you. When you click on the link says get an updated score, you should see a link to “switch users”. That allows you to provide a report/score pull to a family member

  10. Ron on September 10th, 2009 3:07 am

    I saw that last night (actually, my wife figured it out). Awesome feature!

    Thanks again for an informative website!!

  11. linda berryman on October 8th, 2009 7:32 pm

    I was terminated from a hospital that has the state retirement. I had a little over 8 and half years there. Do i take the money out of this system or leave it there. If I take the money out what do you suggest I role or invest it in. I saw you on Oprah show .

  12. Wayne Leslie on April 2nd, 2010 8:41 pm

    Will I have access to my credit scores for the entire year, beginning April 2010.
    Or is this a one time deal. I can only see my credit score in April. Do I have to pay again to see it again, three months from now?

  13. Mari on November 23rd, 2011 3:39 pm

    Hi and thanks for this video review. I ought the FICO 4 you Kit that Suze offered on QVC and I got my first report and love the product. My question is , how do I access my other scores/reports from the other two Bureaus? I only see TRansUnion as an option and when I go to get an additional report, it only shows me TransUnion again as an option? I don’t see Experian or Equifax listed? Are you familiar with the version I am using and do you have any options? Im going to check Suze Orman.com as well.

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