Student Credit Scores


Student Credit Score Topics

Students are at an important, yet potentially dangerous time, when it comes to credit.  Are you in college?  This is a great time to start your credit score education, and we have a series of free videos to help you get started.  A great way to start is with your government mandated free credit report from annualcreditreport.com.

Post Topic Video
Short Intro
#23

Should College Students Get Credit Cards on Campus?

Should College Students Get Credit Cards on CampusClick to Watch Should a college student get a credit card on campus? or should they get a credit card before showing up at college [or at all]. One related question: How bad do you want a t-shirt? The reason I ask is that many of the card issuers have small giveaways like t-shirts in exchange for filling out an application.
#47

Do Colleges Profit from Credit Card Marketing on Campus?

Click to Watch Many colleges have programs with credit card issuers, as well as other vendors, for exclusive rights to market their products to college students. Just a quick Google search, shows a bevy of exclusive agreements that colleges have.
#63

Student Loan Shopping and Credit Scores

Student Loan Shopping and Credit ScoresClick to Watch Today’s topic is student loans shopping and credit scores and the question is does shopping for a student loan impact your credit score? The answer to this is that it really depends…
#64

Student Loan Debt vs. Credit Card Debt. Which Impacts Credit Scores More?

Student Loan Debt vs. Credit Card DebtClick to Watch Which impacts your credit score more? Answer:  Student loan debt impacts your score less than credit card debt because installment debt hurts less than revolving debt.
#65

Credit Score Impact On Student Loan Applications

Credit Score Impact On Student Loan ApplicationsClick to Watch This video talks a about student loan types and how they affect your credit score. First, when you talk about various types of student loans there are several types:
#66


Financial Aid and Credit Scores

Financial Aid and Credit ScoresClick to Watch Only the loans are going to impact credit scores. Financial aid packages have 3 types:

  • No Loan Financial Aid
  • No Cap Financial Aid
  • No Loan Cap Financial Aid
#67

Law School Students and Credit Scores

Law School Students and Credit ScoresClick to Watch There’s no proof that people who graduate from law school have higher or lower credit scores than the national average. While a law degree means lots of debt in most cases, students may have high paying starting salaries. This post is intended to help law students make sure they send their credit in the right direction.
#68

MBA Students and Credit Scores

MBA Students and Credit ScoresClick to Watch With the average debt for MBA hovering over $35,000 and average credit card debt for grad students at $8,500+, newly minted MBAs will need to understand how to manage their finances once they enter the workforce.
#95

Build Your Credit Score From the Beginning

Build Your Credit Score From the BeginningClick to Watch When you have no credit history it can take as long as 18 months and as little as 6 months to get a good credit score. Here are the steps to follow to establish a strong credit score: