Can Public Library Fines Hurt My Credit Score? – Episode #44
Public library fines can impact your credit score. But, this depends on whether or not fines are reported to credit agencies, so be careful! There are companies that specialize in just helping libraries collect these fines.
What if you know your credit score won’t be affected by your library fines?
Credit scores aside, pay them off, they are library fines for heaven’s sake. I mean, don’t you feel a little guilty not paying off fines to the public library? Plus, what’s the largest it could be? Feel free to comment with your library late fee story.
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My library was kind enough to post an announcement at the check out desk that says if you owe over $50.00 and they have asked you to pay 3 times and you dont, they will turn you over to a collection agency!