Can Grocery Ordering Online Improve My Credit Score? – Episode #43

Can grocery shopping online improve my credit score? I’m going to make the case that it can. You see, things that save you money can ulitmately improve your credit score. Normally, when you shop in a store, it’s hard to catch all the sales items. You are stretched for time, you have a list, you are easily distracted. But when you shop online, Safeway offers a sorting feature to see which of all your past purchases are now on sale. This is a great feature.

At the time of this writing, there are 84 items that I’ve purchased before which are all on sale with my Club Card.  There is no way, in an hour in the store, that I’d be able to find these items and I’d likely spend more on a per item basis.  Now, I wonder if online grocery shoppers spend more on a per shopping trip basis?  But that may not matter, as people may be less offline simply because they don’t want to carry all the items to their car and then into their house.

I know when I shop online, about half the items i get or more are on sale.  I believe i’m spending less, so my credit card balances are lower and that helps my credit score.

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