http://www.videocreditscore.com Wed, 03 Dec 2008 02:41:40 +0000 http://backend.userland.com/rss092 en Consumers need to see how their credit score charts against other people and against what the lenders are saying the matching interest rates are. The population of the U.S. is split when it comes to FICO scores.  About 40% of us have a 750 or above, but 55% have a 700 ... http://www.videocreditscore.com/credit-score-chart/ A recent report shows credit card debt is on the rise, up 7.7% over the same period in 2007, but only up 1.4% from last quarter. Things are getting worse, but it's hard to tell how bad the news really is. For instance, the same TU study shows ... http://www.videocreditscore.com/credit-delinquencies-rise-in-q308/ Is the credit score range 1-100? 350-850? Does it matter? Probably one of the greatest points of confusion in credit scoring is all the different models that exist. Of course, these models all have different credit score ranges making an apples to apples comparison difficult. I ... http://www.videocreditscore.com/credit-score-range/ Credit Score Review When you get your credit score or credit scores, you need to review your score(s) to find out where you are and where you need to go. To evaluate where you are, you need to know what kind of credit score you have. Is it a FICO credit ... http://www.videocreditscore.com/credit-score-review/ Okay, yes, i know a 792 is a great credit score, but for those of you who follow along with me tracking Score Watch, this is a decrease of 6 points from last month. The culprit? I let my American Express go up by $1000. How? I didn't ... http://www.videocreditscore.com/792-fico-credit-score/ Want a job with Obama? Get ready to get your credit score checked. A 7-page questionnaire for potential applicants has surfaced and credit scores are on the list [sort of]. The list asks about tax liens, collections, and other financial issues you or your spouse might have ... http://www.videocreditscore.com/work-for-obama-if-your-credit-scores-rock/ Inquiries and Credit Scores. Inquiries do impact credit scores, but not nearly as much in relationship to the amount of media attention they get.  It seems where ever I look, I see a blog post about credit inquiries saying "you'll get dinged" or my personal favorite credit myth "checking your own ... http://www.videocreditscore.com/inquiries-credit-score/ Mixture of credit is important to your credit score, but at certain times it matters more than other times. It represents just 10% of the score, so in the aggregate I say, you should not pay a lot of attention to this factor. But, that's in the aggregate. ... http://www.videocreditscore.com/mixture-of-credit-10-credit-score/ Length of Credit History is my least favorite credit score factor. Maybe this is because this is a factor you can do the least about. That's because it's a measurement of time. But, I'm oversimplifying this a bit. Length of credit history looks at the ... http://www.videocreditscore.com/length-of-credit-history-15-of-your-credit-score-episode-83/ Amounts you owe make up the second largest pie slice when it comes to calculating your credit score. Nearly a third of your score is dependent on your balances which means keeping your balances low is key. In fact, you want to keep your credit limit utilization at ... http://www.videocreditscore.com/amounts-owed-credit-score/