Credit Update: 7/20/2009 FICO® >760•4.941% APR, FICO® <639•6.503%. Best FICO® saves $108,720 in interest on a $300,000 30-Yr Fixed Mortgage.

Credit Score Rate Update:

Rates are starting to get higher, but the savings difference improved – $108,720 in savings just from jumping from a sub-639 score to a 760+. This equates to $3,624/yr. Rates have gotten worse by 125 basis points just in the last few weeks.

Credit Update: 7/20/2009 FICO® >760•4.941% APR, FICO® <639•6.530%. Best FICO® saves $108,720 in interest on a $300,000 30-Yr Fixed Mortgage.

July 20, 2009

July 12, 2009

Credit Update: 7/12/2009 FICO® >760•4.816% APR, FICO® <639•6.405%. Best FICO® saves $108,000 in interest on a $300,000 30-Yr Fixed Mortgage.

July 5, 2009

Credit Update: 7/05/2009 FICO® >760•4.968% APR, FICO® <639•6.557%. Best FICO® saves $108,720 in interest on a $300,000 30-Yr Fixed Mortgage.

June 28, 2009

Credit Update: 6/28/2009 FICO® >760•5.120% APR, FICO® <639•6.709%. Best FICO® saves $109,000 in interest on a $300,000 30-Yr Fixed Mortgage.

June 21, 2009

Charts source: MyFICO and Inform Research Services

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