Credit Update: 7/12/2009 FICO® >760•4.816% APR, FICO® <639•6.405%. Best FICO® saves $108,000 in interest on a $300,000 30-Yr Fixed Mortgage.

Credit Score Rate Update:

Rates are starting to get , but the savings difference declined by just a few dollars. Still, $108,000 in savings just from jumping from a sub-639 score to a 760+. This equates to $3,600/yr. Rates have improved by 353 basis points just in the last few weeks.

Credit Update: 7/12/2009 FICO® >760•4.816% APR, FICO® <639•6.405%. Best FICO® saves $108,000 in interest on a $300,000 30-Yr Fixed Mortgage.

July 12, 2009

July 5, 2009

Credit Update: 7/05/2009 FICO® >760•4.968% APR, FICO® <639•6.557%.  Best FICO® saves $108,720 in interest on a $300,000 30-Yr Fixed Mortgage.

June 28, 2009

Credit Update: 6/28/2009 FICO® >760•5.120% APR, FICO® <639•6.709%. Best FICO® saves $109,000 in interest on a $300,000 30-Yr Fixed Mortgage.

June 21, 2009

Charts source: MyFICO and Inform Research Services

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