What is the Credit Score and FICO Score Scale? – Episode #9
Credit Score Scale
Credit score scales range and it really varies by which system you’re talking about. The FICO score system is the most used that range goes from 350 to 850. Then you have the VantageScore, this is relatively new and goes from 500 to 990. Then there is the PLUS score from Experian and this goes from 330 to 830.
Interestingly, the score ranges are all kind of about the same but be careful this can mean a big swing in your credit score depending on which system you’re using. You want to make sure when you’re looking your score that you’re looking at the score the lender is actually going to use and in most cases this is going to be the FICO score. To see how my score fluctuated between scoring models, check out my review of the TrueCredit 3 in 1 monitoring product. My non-FICO with them was 50+ points lower than my TU fico score I saw through the Suze Orman FICO Kit.



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