Annual Credit Report.com – Review
April 24, 2008 by awjolls
Filed under Product Reviews
There are many “free” sites out there – over 200 – but this is the government sanctioned site where you can get 1 free report from each of the 3 credit bureaus every year. But, be warned, scores cost extra! This review walks through the user experience.
TrueCredit’s 3-Bureau Credit Monitoring – Review
April 9, 2008 by awjolls
Filed under Product Reviews
TrueCredit Review
TrueCredit’s 3-Bureau monitoring includes unlimited 3-in-1 Credit Reports & Scores for $14.95/month has a really nice user interface with its clean layout and it’s main advantage is that it features true tri-merged reports. This is useful as it allows you to see your 3 credit reports side-by-side. The myFICO products don’t do this, and only feature 2 out of 3 bureau scores.
An interesting note: the scores used are not FICO credit scores, they can be different. In my case, when i reviewed this product, my TU FICO was quite higher than my TU non-FICO score. This is why, first, you have three scores. It allows you to calibrate for 1 off differences in bureau scores and, secondly, you want to ask your lender for the score they pull. All and all, a very insightful service, and one of the better looking user interfaces of the products tested.
