800 FICO Score

Got my Score Watch Alert today. My FICO Credit Score is up +5 points.

Ok, what a bizarre way to get back up over 800. One of my cards changed its description from “Charge
Amount in H/C column is credit limit” to “Closed or Paid Account/Zero Balance Charge” This means that my FICO score has increased by over 30 points in a few months and that I’m back in the 800s.

Remember, I once hit an 831 FICO Score but that was a few years back when I had no home loan. Yes, while mixture of credit is supposed to help. My mortgage has made it harder to reach my old record with the Equifax FICO, but I’m going to keep on trying!

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