792 FICO Credit Score

Okay, yes, i know a 792 is a great credit score, but for those of you who follow along with me tracking Score Watch, this is a decrease of 6 points from last month.

The culprit? I let my American Express go up by $1000. How? I didn’t stick to my own plan of paying 2x per month and it hurt my score. One of the key strategies to improving your credit score is leveraging the fact that you get paid twice per month, to pay off each month.

Aren’t tracking your credit score? Start tracking your FICO score now with Score Watch

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