709 Credit Score

February 12, 2008 by  
Filed under Credit Scores

A 709 Credit Score is a good rating on the FICO credit score scale. It used to be a great credit score, but it depends on the scoring model. This 709 Score is:

  • 51 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com.
  • 141 points lower than a perfect 850 FICO credit score.
  • 709 score would be a “C” rated score on the VantageScoreSM, scale.
  • 281 points lower than a perfect score in the VantageScoreSM scoring model
  • 192 points away from the best tier of 901+ for VantageScoreSM
  • 121 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

FICO Score Range

Which credit score did you get? Check out my post on what a credit score includes. If you have a non-FICO score, you should probably get your FICO credit score to see what most lenders see. myFICO Score Watch monitors your FICO score by delivering email alerts and cell phone text message alerts each time your FICO score changes.

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2 Responses to “709 Credit Score”

  1. Paul D on January 9th, 2010 11:15 am

    I have a FICO score of 709 and I cant seem to get a credit line anywhere. Tires,Furniture or CC. Does any one know whats going on every where I check it says that I have good credit but its not getting me a line of credit anywhere.

  2. VideoCreditScore-Andy on January 20th, 2010 9:27 pm

    Paul, this is due to the fact that credit is crazy tight right now. A 709 a year from now will probably get you a great credit line. It’s just a crazy time right now. Sadly, you need a 760 and a great income flow to get a credit line now. Be patient, follow the guidance on the site and you might improve enough and with a little passage of time, so your credit line approved.

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