688 Credit Score

A 688 Credit Score could mean higher interest rates and higher payments. Is your score a FICO credit score? You can start watching it for free using a Free Trial product called Score Watch.

This 688 Score is:

• 72 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com.
• 162 points lower than a perfect 850 FICO credit score.
• 688 score would be a “D” rated score on the VantageScore^SM, scale.
• 302 points lower than a perfect score in the VantageScore^SM scoring model
• 213 points away from the best tier of 901+ for VantageScore^SM
• 142 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

Which credit score did you get? Check out my post on what a credit score includes. If you have a non-FICO score, you should probably get your FICO credit score to see what most lenders see.

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• What’s a Good Credit Score? – Episode #4
• My Credit Score – Episode #107
• Auto Loans and FICO Credit Scores – Episode #59
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