687 Credit Score

January 21, 2009 by  
Filed under Credit Scores

A 687 Credit Score could mean higher interest rates and higher payments. Is your score a FICO credit score? You can start watching it for free using a Free Trial product called Score Watch.

This 687 Score is:

  • 73 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com.
  • 163 points lower than a perfect 850 FICO credit score.
  • 687 score would be a “D” rated score on the VantageScoreSM, scale.
  • 303 points lower than a perfect score in the VantageScoreSM scoring model
  • 214 points away from the best tier of 901+ for VantageScoreSM
  • 143 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

FICO Score Range

Which credit score did you get? Check out my post on what a credit score includes. If you have a non-FICO score, you should probably get your FICO credit score to see what most lenders see. myFICO Score Watch monitors your FICO score by delivering email alerts and cell phone text message alerts each time your FICO score changes.

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