648 Credit Score

A 648 Credit Score could mean higher interest rates and higher payments. Is your score a FICO credit score? You can start watching it for free using a Free Trial product called Score Watch.

This 648 Score is:

• 112 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com.
• 202 points lower than a perfect 850 FICO credit score.
• 648 score would be a “D” rated score on the VantageScore^SM, scale.
• 342 points lower than a perfect score in the VantageScore^SM scoring model
• 253 points away from the best tier of 901+ for VantageScore^SM
• 182 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

Which credit score did you get? Check out my post on what a credit score includes. If you have a non-FICO score, you should probably get your FICO credit score to see what most lenders see. myFICO Score Watch monitors your FICO score by delivering email alerts and cell phone text message alerts each time your FICO score changes.

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• My Credit Score – Episode #107
• Credit Score Range – Episode #87
• Credit Scores in Retirement – Episode #79
• How To Get Your Credit Scores – Lesson #3
• myFICO Score Watch with FICO Email Alerts – Review
• What’s a Good Credit Score? – Episode #4