647 Credit Score

December 9, 2007 by  
Filed under Credit Scores

A 647 Credit Score could mean higher interest rates and higher payments. Is your score a FICO credit score? You can start watching it for free using a Free Trial product called Score Watch.

This 647 Score is:

  • 113 points lower than the highest break point of 760 FICO credit score to get the best interest rate loans according to myFICO.com.
  • 203 points lower than a perfect 850 FICO credit score.
  • 647 score would be a “D” rated score on the VantageScoreSM, scale.
  • 343 points lower than a perfect score in the VantageScoreSM scoring model
  • 254 points away from the best tier of 901+ for VantageScoreSM
  • 183 points away from a perfect score on the PLUS score system, which scale goes from 330 to 830.

scorerangepercentage 647 Credit Score

Which credit score did you get? Check out my post on what a credit score includes. If you have a non-FICO score, you should probably get your FICO credit score to see what most lenders see. myFICO Score Watch monitors your FICO score by delivering email alerts and cell phone text message alerts each time your FICO score changes.

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