Your 801 FICO Credit Score

If your FICO credit score is an 801, you should celebrate your good credit…but not necessarily by shopping or running up your credit card balances.  Your score is in the top percentile for credit and you have the kind of credit that makes other people gush and want to be your friend.

Your 41 points higher than the recommended score of 760, so you have some wiggle room.  While you have better credit than 8 out 10 of your friends, some friends may have higher scores too, so don’t brag too much.

While and 801 would have been an impossible score on your SAT math section [the max score is 800], it is however lower than over 10% of the population.  You are these high achievers?  Many of them are older with fantastic credit records, but some are younger and really credit savvy.  You can get there too.

769 ok

My visit to the ATT store to get a new cell phone led me to get an inquiry on my credit. Switching carriers can often lead to a credit check and this is a hard inquiry. My guess is that this costs me 10 points which i should get back soon. Lesson here is that some people have to get a new cell phone when they leave a job (i.e. company phone), a new one will cause a credit